What is the Elite Network Plan?
The Elite Network Plan is INF's flagship visitors insurance product. The Elite Network Plans is the only comprehensive visitors insurance which covers ALL Pre-Existing Conditions. This means doctors visits, specialist care (such as a cardiologist), and urgent care visits are covered with regards to ANY pre-existing condition.
This plan is best suite for those who either 1) Want the peace of mind knowing they are covered, or 2) Are at a high risk of medical event. Those in group 2 include individuals who have had a heart attack, cancer, kidney issues, arthritis, or any serious pre-existing condition. This plan will cover ANY complications arising from a pre-existing condition. No visitors insurance covers both out-patient (i.e. specialist visits, urgent care) & in-patient (observation, hospitalization) for pre-existing condition except Elite Network. The Elite Network Plan also comes with Careington POS Discount Card at no additional cost! This discount card provides savings on Dental, Vision, Prescription, & Hearing products & services. With the Careington Discount Card, you can expect savings of up to 50% for Dental procedures! For more information visit our page on the Discount Card Program With the INF Elite Network plan- You Are Getting The Best Health Insurance. This plan is hands down the best visitors insurance on the market today. No other plan protects you or your family as well as the Elite Network Plan. Any pre-existing condition is covered with this plan. With the INF Elite Network Plan- get the coverage you want, & the peace of mind you need. This plan is proudly underwritten by CHUBB American Insurance Company, USA. Vertical Divider
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Elite Network Brochure |
Elite Network Plan: An Illustration
Raj Kapoor is an 87 year-old heart patient traveling to the United States to visit his son. During a family outing, Raj begins to feel ill and is taken to an In-Network emergency room where he is treated. Following this episode, Raj visits a doctor regarding the same incident a month later. The family is then presented with a bill for $18,000. Luckily, Raj's son purchased the INF Elite Network Plan. Here's how to cost breaks down after the deductible has been met:
Procedure |
Cost |
Discounted Cost w. First Health |
Amount Paid by Insurance (80%) |
Amount Owed by Raj |
Hospital Room |
$6,000 |
$2,800 |
$2,240 |
$560 |
ECG Scan on Heart |
$3,000 |
$1,100 |
$880 |
$220 |
Surgery |
$6,000 |
$2,000 |
$1,600 |
$400 |
Follow Up Doctor Visits |
$2,000 |
$800 |
$640 |
$160 |
Prescription Drugs |
$1,000 |
$250 |
$200 |
$50 |
Total Savings of $16,610 or 92%
As noted in the previous examples, the INF Elite Network Plan covers not only the initial hospitalization, but the out-patient follow up visits which are necessary after a sudden medical event. Often, when visitors experience a major medical event, follow up visits with specialist doctors are often required. Without insurance, these medical bills can easily become thousands of dollars. INF Elite Network plans provides the comprehensive coverage you need. No other plan will give you the peace of mind knowing you are covered not only during the event, but any hospital visit afterward. No other visitors insurance plan on the market covers your loved ones as well as the INF Elite Network Plan.
**This is for illustration purposes only. Actual coverage depends on each insureds unique circumstances.
What is the First Health Network?The First Health PPO Network is a nationwide group of doctors & hospitals which offer discounted, pre-negotiated rates for medical services. As members of India Network & by enrolling in the INF Elite Network Plan, you are eligible to receive these discounted rates if you seek medical care from an In-Network Provider.
Visiting an In-Network health care provider allows for cashless claims. Typically, visitors insurance plans are not accepted by hospitals or require the policy holder to pay upfront (which could be thousands of dollars) and submit a claims for later. When visiting an In-Network provider, the provider will bill the insurance directly. This means your out-of-pocket expense is limited to the deductible. Learn More |
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